Mortgage BTL

9. Chat Forum/Message Board/Comms with other users

9.1 We encourage debate and the sharing of information between our users. However, we do require that your use of our chat forums and any other communication systems that we provide is lawful.

9.2 You may not use the chat forums or any of our comms systems for any illegal purpose and in particular you will not:

9.2.1 post or transmit material that infringes the intellectual property rights or other rights of others or post or transmit any material that is unlawful, obscene, defamatory, threatening, harassing, abusive, hateful, or embarrassing to any other person as determined by us in our sole discretion;

9.2.2 post or transmit advertisements for or solicitations of business;

9.2.3 after receiving a warning, continue to disrupt the normal flow of dialogue, or post or transmit comments that are not related to the topic being discussed;

9.2.4 post or transmit chain letters or pyramid schemes;

9.2.5 impersonate another person;

9.2.6 disguise the IP address of the connection used to post any message;

9.2.7 post or transmit any files containing viruses or other harmful computer code;

9.2.8 harvest or otherwise collect or use information about others, including e-mail addresses, without their explicit consent;

9.2.9 allow any other person or entity to use your identification for posting or viewing comments or for communicating with other users;

9.2.10 post the same note more than once or “spam”; or

9.2.11 engage in any other conduct that restricts or inhibits any other person from using or enjoying these areas of our site, or which, in our judgment, exposes us to any liability or detriment of any type.

9.2.12 intentionally make false or misleading statements about investments, their price or their prospects. If you do, you may be committing a criminal offence.

9.2.13 post either intentionally or otherwise, any material that could have the effect of manipulating the market value of any investment. This may be a criminal offence.

9.2.14 give investment advice by way of business or make financial promotions.

9.3 Please note that any posting of information in these forums is the opinion of the person posting only and in no way reflects our opinions or attitudes. Although we believe we have an amazing chat forum with a huge wealth of information of benefit to many users, you must remember that we operate an open forum and sometimes messages are posted that are misleading, deceptive, or downright wrong. You should not therefore rely on information being accurate or complete. If you do, you do so at your own risk.

9.4 We don't monitor the use of the chat forums or our comms systems, so we do rely on you to inform us if you spot any abuse or inappropriate behaviour, in which case we will review specific postings. If you feel you have been threatened, damaged or abused in our chat forums or via our comms systems that we operate or if you believe any infringement of your rights may have occurred through our site please contact us at admin@mortgagebtl.co.uk

9.5 We reserve the right (but we are not obliged) to do any or all of the following:

9.5.1 record the communications in chat forums and comms systems.

9.5.2 investigate a claim that any one or more communication does not conform to the terms of this clause 9 and determine in our sole discretion to remove or request the removal of the communication(s).

9.5.3 remove without notice communications which are abusive, illegal, or disruptive, or that otherwise fail to conform with these Terms.

9.5.4 terminate a user's access to post messages to any or all of these areas

9.5.5 monitor, edit, or disclose any communication in these areas.

9.5.6 edit or remove any communication(s) posted on our website, regardless of whether such communication(s) breaches these Terms.

9.6 If you disagree with a decision of a Forum Team member, you should email your appeal to admin@mortgagebtl.co.uk. You must not use the chat forum to argue any decision of our Forum Team.

9.7 Any decision we make to remove or request the removal of any communication or to terminate or suspend the posting privileges of any user of the chat forms shall be final and binding. The termination or suspension of posting privileges shall apply to any and all user accounts that may have been used by that person, whether or not opened by that person.

9.8 If you are notified that your posting privileges have been suspended or terminated, you will not attempt to reregister as a user of the Chat Forum or make any posts on it in any guise whatsoever.

9.9 When former users whose posting privileges have been removed do reregister or otherwise disrupt the Chat Forum, this spoils the Chat Forum and can cause severe distress or disturbance to other users. Dealing with the unwanted posts of former users distracts us from the core purpose of the site and ties up management and technician time. Therefore in such circumstances we reserve the right to:

9.9.1 Report offenders to their ISP

9.9.2 Charge offenders for the administrative costs of identifying and removing their posts at the rate of £40 per hour necessarily spent plus any external costs that we incur.

9.9.3 Take legal action to recover these costs.

9.9.4 Report offenders to the authorities if their actions appear to amount to a breach of the Computer Misuse Act 1990 or any other relevant criminal legislation.